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Social Security Disability

If you or a loved one is no longer able to work due to a physical or mental disability, you may be entitled to Social Security Disability (SSD) benefits. SSD is a public federal insurance program available to those who have qualified by earning sufficient work credits and paying into the system through years of labor. Unfortunately, SSD is notoriously difficult to get, even for those who qualify, and the majority of applications are rejected, forcing applicants to either go without benefits or fight the system.

If your application is denied, give Bowling Law Office, PLLC a call so that we can enter an appearance in your case as your representative and request a hearing before an Administrative Law Judge (ALJ) to help prove your case.  As your legal representative, we will guide you through the post-application process and make certain that all of your medical records and evidence of disability are properly before the ALJ and that your case is presented thoroughly.  We are only entitled to a fee if we win your case.

At Bowling Law Office, we understand the challenges individuals in Middlesboro, Kentucky, face when applying for SSD benefits. Our experienced legal team is committed to guiding clients through the complex application process, ensuring they have the best chance of receiving the benefits they deserve.

How Social Security Disability Works

Social Security Disability Insurance (SSDI) is a federal program that provides financial assistance to individuals who are unable to work due to a long-term or permanent disability. The program is funded through payroll taxes, meaning that individuals who have paid into the Social Security system through their employment are eligible to apply if they meet certain criteria:

  • Work Credits: Applicants must have earned a sufficient number of work credits by paying into the Social Security system. The number of work credits required depends on the applicant’s age and when they became disabled. The older you are at the time of disability, the more work credits are required. Also, the applicable formula looks at both recent work credits as well as total credits over your working lifetime.

  • Disability Status: The Social Security Administration (SSA) requires that the applicant’s disability be long-term (expected to last at least 12 months) or permanent and that it prevents them from engaging in substantial gainful activity (SGA).

  • Medical Evidence: The SSA requires substantial medical documentation to prove the severity of the disability. This includes medical records, doctor’s statements, and other evidence supporting the claim.

Why SSD Claims Are Often Denied

Despite meeting the necessary criteria, many applicants find that their initial SSD claims are denied. Common reasons for denial include:

  • Insufficient medical evidence to prove the disability
  • Failure to meet the SSA’s definition of a “severe impairment”
  • Not meeting the required work credits
  • Incomplete or inaccurate application forms

If your claim is denied, it is essential not to give up. With proper legal representation, you can appeal the denial and improve your chances of receiving benefits. The SSA applies the law very strictly, and having a knowledgeable lawyer on your side can prove invaluable.

How the Bowling Law Office Can Help

At Bowling Law Office, we have extensive experience representing injured individuals in Kentucky and Tennessee. If your claim has been denied, we will guide you through the appeals process, including representing you at administrative hearings. We understand the SSA’s requirements and will work diligently to build a strong case on your behalf.

At Bowling Law Office, we believe in providing personalized service to every client. We will work closely with you to understand your unique situation and tailor our approach to meet your needs. Our small-town Kentucky work ethic means we will work hard to provide you with excellent service, and our experience taking on the biggest defendants means we won’t shy away from taking on the bureaucracy of the federal government and fighting for your rights.

Contact Bowling Law Office Today

The Social Security Disability process can be frustrating, confusing, and overwhelming, but you don’t have to face it alone. Bowling Law Office is here to provide the legal support you need to secure the benefits you are entitled to. If you are unable to work due to a disability, contact our Middlesboro office today at 606-248-8383 for a free consultation. Let us help you fight for the SSD benefits that can provide financial security during a challenging time.